Financing

Engagement Ring Financing/Layaway

Progressive Financial

90 Days Same as Cash…NO Credit Check.

Basic requirements:   Loans amounts with new limits up to $3850

  1. Six months on the job
  2. Three months with checking account
  3. No NSF’s (insufficient funds) for 30 days
  4. $40 cash loan processing fee if financed

***CLICK HERE FOR PROGRESSIVE FINANCE APPLICATION***

 

↓ THIS IS THE #1 WEDDING AND JEWELRY LOAN COMPANY ↓


Prosper.com Personal Loans

Prosper is for borrowers with as close to a 640 credit score as possible or higher. While about 50% of their loans are for debt consolidation, about 20% is mainly for financing a wedding or an engagement ring. They have thousands of lenders just waiting to help out, and the percentages are very nice on the loan, as well as your percentage for getting the loan. Prosper is highly recommended.

 

OR

Layaway Plan

Low Cost Rings is proud to offer its clients Engagement Ring Financing or Layaway as one of the options to purchase your ring/jewelry and have the ability to pay over time. You will have the assurance that the item you like will be available  when you are ready, at today’s price. If you love it but just can’t afford it yet, this plan will give you the flexibility to start with a 25% deposit and pay the remaining balance within 90 days.

How it works in 3 easy steps:

  1. 25% deposit to start (non-refundable).
  2. You have 90 calendar days to pay the remaining balance on the sale (pay when you have the funds available).
  3. Orders for layaway plan must be placed at office, contact us to schedule an appointment.

Layaway Policy

  • No “New” Layaways will be accepted between December 1- January 2.
  • If over 90 calendar days are needed to complete payment a 10% non-refundable charge from original cost giving an extra 90 calendar days to complete payment. (180 days total)